Where You Live

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"Where You Live" with Gene Sullivan - The show that's all about owning, buying, selling, renting and association management. If it involves a home, we'll talk about it. Here's a chance to get your homeowner questions answered.

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02/14/26 HOA Accountability: Responsibility Goes Both Ways

Saturday, February 14, 2026

On this week’s Where You Live, airing Saturdays at 10am on AM1280 The Patriot, Gene takes a direct look at the shared responsibilities within homeowners associations. What exactly is an HOA obligated to do—and where do member responsibilities begin?

Gene addresses a common dynamic in HOA communities: residents who frequently complain about policies, dues, or enforcement but rarely attend meetings, vote, or participate in governance. He breaks down why engagement matters and how apathy can directly impact property values and community standards.

At the same time, Gene makes it clear that accountability is not one-sided. When boards fail to meet their fiduciary duties, neglect maintenance obligations, or operate without transparency, homeowners have the right—and responsibility—to demand better.

If you live in an HOA or are considering moving into one, this episode provides a practical, balanced perspective on governance, accountability, and the role every homeowner plays in protecting their investment.

02/07/26 Who Really Has Your Best Interest? HOA Accountability and Community Trust

Saturday, February 7, 2026

This week on Where You Live, airing Saturdays at 10 AM on AM1280 The Patriot, Gene poses a fundamental question to Aaron: What business truly has your best interest at heart? It’s not an easy question—and the conversation explores how trust, incentives, and accountability intersect in everyday consumer relationships.

The discussion then turns to growing complaints within HOA communities, specifically concerns from members whose driveways were not shoveled or salted as required by their association. Gene examines the obligations of HOA boards, the expectations set by governing documents, and what homeowners can do when services paid for through dues are not delivered.

If you live in an HOA—or are considering buying into one—this episode breaks down the practical realities of community management, service accountability, and protecting your interests where you live.

Florida House Bill 667 and more

Saturday, January 31, 2026

On this episode of Where You Live, airing on AM 1280 The Patriot, Gene encourages listeners to think critically in an age of nonstop online information. He discusses the importance of not believing everything you see on the internet, urging people to do their own research and seek out multiple sources before repeating claims as fact. Gene also breaks down Florida House Bill 667 and what the proposed changes could mean for homeowners associations across the state. This episode offers practical insight, thoughtful analysis, and guidance for staying informed in today’s fast-moving news cycle.

01/24/26 The High Cost of Safety: How San Francisco’s Sprinkler Mandate Impacts Homeowners

Sunday, January 25, 2026

On this episode of Where You Live with Gene Sullivan, airing on AM 1280 The Patriot, Gene examines a controversial city ordinance proposed in San Francisco that would require older buildings—12 stories or higher—to install fire sprinkler systems. Gene breaks down what this mandate means in practical terms and how the costs could be passed directly to homeowners and residents.

The discussion focuses on the financial impact of the ordinance, including estimates that homeowners could see an additional $3,000 per month in expenses on top of already rising housing costs. Gene provides perspective on how regulations like this affect property owners, affordability, and the broader housing market, helping listeners better understand how policy decisions can directly impact where—and how—they live.

Hands Off Our Homes: Housing Policy Under Fire

Saturday, January 10, 2026

On this episode of Where You Live, Gene Sullivan opens the show with a hard look at tenant advocacy groups and the rhetoric shaping today’s housing debate. Gene addresses statements made by tenant advocate Cia Weaver, including controversial remarks about housing policy and calls to seize private property, and examines what those ideas could mean for homeowners and property rights.

The conversation then shifts to a national example with an Ethan Lawson story out of Greenfield, Indiana, highlighting efforts designed to protect housing affordability while respecting private ownership. Gene breaks down what policies like these could signal for communities across the country.

Rounding out the episode, Gene discusses House Bill 1152, legislation requiring a quorum of homeowners to be present and vote before HOA fees can be raised or lowered—ensuring transparency and giving homeowners a direct voice in decisions that impact their finances.

This episode delivers timely insight into housing policy, property rights, and the laws that directly affect where—and how—you live.

01/03/25 HOA Enforcement, Rentals, and Resident Rights

Saturday, January 3, 2026

In this episode of Where You Live, Gene Sullivan discusses several current HOA issues making headlines and offers practical advice on how homeowners can better navigate and work with their associations. Gene also addresses a sensitive case involving a homeowner in an HOA community who believes she was unfairly targeted after renting out her property, raising important questions about enforcement practices and fairness. Through thoughtful discussion and real-world examples, Gene provides insight into how HOAs operate, how disputes arise, and how residents can protect their rights while maintaining a positive community environment.

12-27-25 “Drones, Prisons, and a Upcoming Housing Reckoning”

Sunday, December 28, 2025

In this week’s episode of Where You Live, Gene Sullivan covers a wide range of headline-making topics, starting with a bizarre and troubling story of a drone being caught delivering Christmas presents to inmates at a state prison. Gene explains the security concerns and the new measures being taken, especially after a catapult was also discovered being used to smuggle items to prisoners. The conversation then turns to the housing market, where Gene analyzes warning signs of an oncoming housing recession that could wipe out homeowner equity across the country. As always, Gene provides insight, perspective, and practical information on how these issues affect everyday homeowners and communities.

12/20/25 HOA Stories and the Rising Threat of Package Theft

Saturday, December 20, 2025

In this episode of Where You Live, Gene Sullivan covers the latest HOA news and stories, including a surprising case where an HOA fined a member for excessive Christmas lights—despite hosting a holiday light contest. Gene and co-host Aaron also share a personal moment celebrating Aaron’s son earning his driver’s permit. The conversation expands to a growing national concern: package theft, with over 250,000 parcels stolen daily from people’s homes. As always, Gene answers listener questions, providing insight, guidance, and practical tips for navigating community living and everyday life.

12/13/25 Navigating HOA News… and 14,700 Unread Emails

Saturday, December 13, 2025

In this week’s episode of Where You Live, Gene Sullivan breaks down several HOA issues making headlines, offering insight, clarity, and practical guidance for homeowners and board members alike. Gene also dives into listener engagement by answering questions submitted through email—leading to a lighthearted moment discussing Aaron’s inbox, which has grown to more than 14,700 unread messages. From timely HOA analysis to relatable everyday challenges, this episode delivers Gene’s signature mix of expertise, problem-solving, and approachable conversation.

11/29/25 Housing Incentives, HOA Appreciation, and Empty Property

Saturday, November 29, 2025

In this episode of Where You Live, host Gene Sullivan breaks down the latest developments shaping housing and community life in Minnesota. Gene discusses the New York Housing Authority’s new incentive program that offers funding to landlords for home renovations—and why, surprisingly, few are signing up. He also spotlights HOA Day 2025, the third annual celebration honoring the dedicated volunteers and board members who keep homeowner associations running smoothly. Plus, Gene dives into Senator Omar Fateh’s proposal to tax landlords who keep properties vacant, exploring what this could mean for renters, property owners, and the housing market at large.

Tune in for thoughtful insights, real estate updates, and community-focused conversation on Where You Live.

11/15/25 Housing Incentives, HOA Appreciation, and Empty Property Taxes

Saturday, November 15, 2025

In this episode of Where You Live, host Gene Sullivan breaks down the latest developments shaping housing and community life in Minnesota. Gene discusses the New York Housing Authority’s new incentive program that offers funding to landlords for home renovations—and why, surprisingly, few are signing up. He also spotlights HOA Day 2025, the third annual celebration honoring the dedicated volunteers and board members who keep homeowner associations running smoothly. Plus, Gene dives into Senator Omar Fateh’s proposal to tax landlords who keep properties vacant, exploring what this could mean for renters, property owners, and the housing market at large.

Tune in for thoughtful insights, real estate updates, and community-focused conversation on Where You Live

11/08/25 When HOAs Hit the Limit: California’s $100 Fine Proposal and What It Means for You

Saturday, November 8, 2025

This week on Where You Live, host Gene Sullivan dives into the latest proposal out of California that would cap HOA fines at just $100 — and what that could mean for homeowner associations across the country. Could this change spark a national trend? And how do we balance fairness, accountability, and community standards in HOA living?

Gene unpacks the issues behind HOA governance, homeowner rights, and the delicate art of maintaining harmony in shared communities. Whether you’re a board member, property manager, or homeowner, this episode offers insights to help you navigate the challenges — and blessings — of association living.

11/02/25 HOA Forecloses for Unpaid Power Washing Fines

Saturday, November 1, 2025

In this episode of Where You Live on AM1280 The Patriot, Gene dives into HOA issues making headlines across the nation. He highlights a story out of Atlanta where a homeowners association put a foreclosure on a residents home because of unpaid fines. Gene breaks down the controversy, the community’s reaction, and what it reveals about HOA governance, property rights, and community standards. Tune in for insightful commentary, real stories, and practical takeaways for homeowners everywhere!

10-25-25 HOA Free Libraries are expensive

Sunday, October 26, 2025

This week on Where You Live, we’re talking about a neighborhood story that’s gone national — a Utah homeowner, her “free little library,” and a big fight with the HOA. She didn’t get permission, and now the community’s divided. Is it really about books… or about following the rules?

Join Gene Sullivan as we dig into why so many homeowners skip reading their HOA agreements and choose to ask for forgiveness instead of permission. That’s Where You Live, this Saturday at 10 a.m. on AM 1280 The Patriot — bringing clarity to the complex world of property management and community living.

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